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| CONFORMING 30yr FIXED RATE |
| CONFORMING 5/1 ADJUSTABLE RATE |
| CONFORMING 7/1 ADJUSTABLE RATE |
| CONFORMING 10/1 ADJUSTABLE RATE |
| HIGH BALANCE CONFORMING 30yr FIXED RATE |
| HIGH BALANCE CONFORMING 5/1 ADJUSTABLE RATE |
| HIGH BALANCE CONFORMING 7/1 ADJUSTABLE RATE |
| HIGH BALANCE CONFORMING 10/1 ADJUSTABLE RATE |
| JUMBO 5/1 ADJUSTABLE RATE |
| JUMBO 7/1 ADJUSTABLE RATE |
| JUMBO 10/1 ADJUSTABLE RATE |
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CONFORMING 30yr FIXED RATE
Fixed rate mortgage amortized over 30 years.
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3.75% | 4% | 1% |
| 3.875% | 4.042% | 0% |
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CONFORMING 5/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 5 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 2.75% | 4.119% | 0.5% |
| 2.875% | 4.142% | 0.25% |
| 3% | 4.166% | 0% |
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CONFORMING 7/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 7 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3% | 4.157% | 1% |
| 3.125% | 4.168% | 0.5% |
| 3.25% | 4.178% | 0% |
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CONFORMING 10/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 10 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $417,000
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| Rates | APR | Points |
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| 3.625% | 4.21% | 0.75% |
| 3.75% | 4.266% | 0.5% |
| 3.875% | 4.301% | 0% |
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HIGH BALANCE CONFORMING 30yr FIXED RATE
Fixed rate mortgage amortized over 30 years.
Term: 30 years
Maximum Amount: $729,750
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| Rates | APR | Points |
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| 3.875% | 4.127% | 1% |
| 4% | 4.168% | 0% |
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HIGH BALANCE CONFORMING 5/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 5 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $729,750
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| Rates | APR | Points |
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| 3.25% | 4.141% | 1% |
| 3.5% | 4.189% | 0.5% |
| 3.75% | 4.238% | 0% |
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HIGH BALANCE CONFORMING 7/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 7 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $729,750
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| Rates | APR | Points |
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| 3.5% | 4.187% | 1% |
| 3.625% | 4.197% | 0.5% |
| 3.75% | 4.208% | 0% |
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HIGH BALANCE CONFORMING 10/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 10 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $729,750
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| Rates | APR | Points |
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| 3.625% | 4.113% | 1% |
| 3.75% | 4.149% | 0.5% |
| 3.875% | 4.185% | 0% |
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JUMBO 5/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 5 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 3.25% | 4.339% | 1% |
| 3.375% | 4.342% | 0.5% |
| 3.5% | 4.345% | 0% |
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JUMBO 7/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 7 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 3.625% | 4.419% | 1% |
| 3.75% | 4.429% | 0.5% |
| 3.875% | 4.44% | 0% |
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JUMBO 10/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 10 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | APR | Points |
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| 4% | 4.465% | 1% |
| 4.125% | 4.501% | 0.5% |
| 4.25% | 4.537% | 0% |
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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